Down Payment Assistance Programs

Achieve Homeownership with Less Money Down
Struggling to save for a down payment? You're not alone, and we're here to help! With Down Payment Assistance (DPA) programs, buying your first home might be more affordable than you think.

What is Down Payment Assistance?

DPA programs provide financial help to cover your down payment, either through grants, low-interest loans, or forgivable loans - designed to make homeownership more accessible.

Why Work with The Mineo Mortgage Team?

Navigating these programs can be complex, but with the The Mineo Mortgage Team, we help you find the right assistance, simplify the application, and get you closer to homeownership with less stress and more savings.

Ready to Own Your First Home?

Contact us today to explore down payment assistance options that fit your needs!

Most first-time homebuyers may qualify, especially those meeting income guidelines or purchasing in designated areas. Special assistance may also be available for essential workers, such as teachers, healthcare workers, and public safety professionals.

Types of Assistance:

• Grants: No repayment required - it's free money!
• Low-Interest Loans: Spread out your down payment cost over time.
• Forgivable Loans: Loans that may be waived after a set time period.