Simplify Your Investment Journey with Flexible Loan Options

At The Mineo Mortgage Team, we offer investor-friendly loan solutions designed to streamline your real estate investments. Whether you're a seasoned investor or just getting started, our loans are tailored to fit your needs - without the hassle of traditional income documentation.

DSCR Loans (Debt-Service-Coverage-Ratio)

Say goodbye to endless paperwork! With a DSCR loan, we qualify you based on the property's income, not yours. No tax returns or pay stubs required - if the rental income covers the mortgage, you're good to go.

• No income documents needed
• Quick, streamlined approval
• Perfect for real estate investors focused on cash flow

Ready to Invest?

Whether you're investing in your first rental or expanding your portfolio, The Mineo Mortgage makes financing simple and stress-free. Contact us today for a consultation!

If you're self-employed and your tax returns show a loss, we've got you covered. With a Bank Statement Loan, we calculate your income based on the deposits in your business bank account.

• No tax returns required
• Free income calculation from your bank statements
• Ideal for self-employed borrowers

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• Conforming Loans
• Jumbo & Super Jumbo Loans
• FHA, VA, & USDA Loans
• Terms from 5 to 30 Years